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Fair Debt Collection
Practices Act

When it comes to harassment from debt collectors, the law is here to protect you. The Federal Trade Commission (FTC) enforces a set of regulations outlined in the Fair Debt Collection Practices Act (FDCPA), which was first enacted in 1977. It has been amended many times since then, to account for the changing times and modern technology, and stricter guidelines have been added over the years. Unfortunately, even though these laws exist, hundreds of companies still violate the FDCPA on a regular basis, and that’s where we come in. Here at Christopher Legg, P.A., we are your neighborhood Consumer Lawyers, serving the entire state of Florida. When you need help putting an end to abusive or deceptive collection tactics, we can help.

Under the FDCPA, the manner in which companies can attempt to collect your debts is strictly spelled out, and includes restrictions on things like what time of day they can call you, offering verification of the debt, who they can talk to about your debt, and other stipulations. This law covers a wide variety of debts like mortgages, medical bills, auto loans, and credit cards, but does not cover debt incurred while running a business. If you have been harassed by a debt collector, and need professional legal help to get the justice and compensation that you deserve, Christopher Legg, P.A. is the place to be.

Reach out to our firm today and ask for your free consultation. We promise to work hard for you, and give you back your peace of mind.