When a credit bureau like Equifax hires collections agencies to obtain debts owed, those agencies must comply with the Fair Debt Collection Practices Act. Under these regulations, agencies must refrain from constant or aggressive communications with debtors. It’s completely legal to notify a person of their debts, it’s not legal to bother them to the point where they are stressed and fearful. Understanding the exact nature of a collections harassment is tricky, so that’s why the Consumer Lawyers are here to guide you through the process.
If a collections agency associated with Equifax continues to contact you about your debts, you have options. The Consumer Lawyers can help you file a cease-and-desist letter to prevent further communications, and if that doesn’t work, we are well-versed in pursuing legal action. To ensure a collections agency is playing fair, please get in touch with the Consumer Lawyers for a free consultation.