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Capital One

Don’t let collections agencies for a bank like Capital One take control of your life with harassing debt phone calls and other communications. Regulations like the Fair Debt Collection Practices Act (FDCPA) were formed to curtail these behaviors and ensure honesty in the collections industry. However, these practices continue to run rampant in agencies across the U.S. due to poor regulation. If a consumer stays aware of their options in handling debt collection practices, they can pay back their debts without stress.

Filing a cease-and-desist letter with a Capital One collections agency is a common method of stopping harassment, but it doesn’t always work. Sometimes, people are forced to take legal action with the more relentless collections agencies. It’s also mandatory that a collections agency identifies itself during a phone call or other communication. If the agency has missed this step, explore our website to discover who is reaching out and what you can do to stop these illegal practices.