The Consumer Lawyers Aggressively Fighting For Your Rights

Banks and Lenders

Bank of America

Headquartered in Charlotte, North Carolina, Bank of America, sometimes abbreviated “BofA,” is a multinational banking and financial services institution. In terms of assets, it is ranked #2 of the largest banks in the United States, and #9 in the world. Bank of America has been known to employ illegal and threatening tactics in order to force payment on its collection accounts, as well as sell off batches of these delinquent accounts to third party collection agencies. In 2016, they were hit with a class action lawsuit, pointing to numerous violations of the Fair Debt Collection Practices Act. This corporation has received many other complaints regarding its collection practices and treatment of consumers.

If you have endured debt collection harassment by Bank of America, we can help. The Consumer Lawyers are here to protect you, serving the entire state of Florida.


Citibank is a division of the Citigroup financial services corporation, which specializes in consumer banking and lending. This institution provides credit cards, mortgages, lines of credit, and both personal and commercial loans. Its headquarters are in New York, NY, but have thousands of branches across 19 different countries. Like other multinational banks this size, Citibank has been accused many times of illegal debt collection practices, phone call harassment, and poor treatment of customers. They have been known to sell off millions of dollars worth in delinquent accounts to third party agencies, and have been the subject of several class action lawsuits.

If you have been a customer of Citibank and have faced abusive or threatening debt collection action from them, you’ve come to the right place. We, the Consumer Lawyers of Florida, can help you put an end to the harassment.

RBS Citizens

RBS Citizens, now known as Citizens Financial Group, is the 13th largest bank in the United States, and operates mainly along the east coast. It is based in Providence, Rhode Island, and was once a subsidiary of the Royal Bank of Scotland (RBS) Group. This consumer finance institution offers the typical spread of personal loans and banking services typical of corporations this size. In the past, Citizens Financial Group has been accused of shorting customer’s bank accounts, and failing to adhere to certain sections of consumer protection laws. Many people have complained of abusive or threatening tactics used to collect on delinquent accounts at Citizens, and if you have faced unethical business practices or debt collection harassment by Citizens Financial Group, we can help.

The Consumer Lawyers are here to put an end to the abuse. We are based in Hollywood, but serve the entire state of Florida.

Santander Bank US

Santander Bank, formerly known as Sovereign Bank, is a subsidiary of the Spanish Santander Group, and is based in Boston, Massachusetts. Its consumer financial services are based in the Northeast and East coast areas, bringing retail banking, auto loans, credit cards, corporate banking, insurance, and wealth management to citizens there. Many Santander customers have complained of unethical lending practices and debt collection harassment by this company, including robocalling, asset repossession threats, and more. The Santander Group was even the subject of a class action lawsuit in 2017, regarding violations of the Fair Debt Collection Practices Act.

If you, or someone you love, has been on the receiving end of abusive of threatening phone calls from Santander Bank, reach out to the Consumer Lawyers today. We will go the extra mile to protect you, and make the harassment stop. We’re based in Hollywood, FL, but serve the entire state.

JPMorgan Chase

JPMorgan and Chase Manhattan merged in 2000 to become JPMorgan Chase. A popular provider of consumer and retailer credit cards, as well as home and auto loans. JPMorgan Chase has been known to use a variety of third party vendors to work to recover debts owed. Often times when these accounts are purchased by the third party, important information such as transfer of title, key documents, or sale of the account, are not disclosed.
The Fair Debt Collections Act has been instated to protect consumers from abuse collection tactics. Under this act, debt collectors cannot harass or abuse you, lie about the amount you owe, or use a fake company name, amongst a handful of other abusive tactics.
Times of financial difficulty can be stressful and emotionally draining. If you’re in need of relief from debt collection agencies, get in touch with us today.

Wells Fargo

Wells Fargo is the third largest bank in the United States, providing a variety of loans and credit cards, including auto and car, residential, and personal. When these loans fall into default, Wells Fargo will oftentimes sell these accounts to third party vendors. Under the Fair Debt Collections Act, these debt collection parties must follow guidelines to stay in compliance and not abuse consumers. Abusive collection tactics include lying about the amount owed, threatening jail time for unpaid debts, harassment or abuse to you or anyone else they contact, or any other deceptive methods.
If you’ve found yourself in a position of financial strain and are facing debt collection calls from Wells Fargo, get in touch with a qualified attorney today. You are protected from abusive call tactics under the Fair Debt Collections Act and don’t have to be subjected to deceptive collection methods.


Ocwen Financial Corporation, founded in 1988, is a provider of residential and commercial mortgage loans. If you have been a customer of Ocwen and found yourself receiving abusive collections calls from them, it’s possible you have a case for debt collection harassment. Under the Fair Debt Collections Act, consumers are protected from abusive collection methods, such as misquoting the amount owed, abusing or harassing you or anyone else contacted, contacting your workplace, or calling in the early hours or late in the night.
If you believe you’ve been subjected to abusive debt collections calls from Ocwen, get in touch with a qualified attorney today. Times of financial hardship can be frustrating and draining, both emotionally and physically. A qualified lawyer on your side can help ensure your rights are protected and get compensation for any violations.


Existing debts often hover over someone’s head. They are well aware that they need to pay back loans and credit cards, but many factors impact their ability to do so. As one of the three main credit bureaus in the United States, Experian can report bad credit and impact many areas of a person’s life. Harassment from collections agencies often does nothing to improve this situation—it only results in more stress and wasted time.

All collections practices must be in compliance with the Fair Debt Collection Practices Act (FDCPA), rules developed in 1977 to establish fairness and transparency in the operation of obtaining payment. If phone calls are aggressive and unending, the collections agency is probably in violation of these regulations. To consider options like filing a cease-and-desist letter or challenging collections activities with legal action, please speak with a member of our team.

No one deserves to fall victim to illegal debt collections practices. Understand your rights and find a way to stop these constant communications.

Capital One

Don’t let collections agencies for a bank like Capital One take control of your life with harassing debt phone calls and other communications. Regulations like the Fair Debt Collection Practices Act (FDCPA) were formed to curtail these behaviors and ensure honesty in the collections industry. However, these practices continue to run rampant in agencies across the U.S. due to poor regulation. If a consumer stays aware of their options in handling debt collection practices, they can pay back their debts without stress.

Filing a cease-and-desist letter with a Capital One collections agency is a common method of stopping harassment, but it doesn’t always work. Sometimes, people are forced to take legal action with the more relentless collections agencies. It’s also mandatory that a collections agency identifies itself during a phone call or other communication. If the agency has missed this step, explore our website to discover who is reaching out and what you can do to stop these illegal practices.


When a credit bureau like Equifax hires collections agencies to obtain debts owed, those agencies must comply with the Fair Debt Collection Practices Act. Under these regulations, agencies must refrain from constant or aggressive communications with debtors. It’s completely legal to notify a person of their debts, it’s not legal to bother them to the point where they are stressed and fearful. Understanding the exact nature of a collections harassment is tricky, so that’s why the Consumer Lawyers are here to guide you through the process.

If a collections agency associated with Equifax continues to contact you about your debts, you have options. The Consumer Lawyers can help you file a cease-and-desist letter to prevent further communications, and if that doesn’t work, we are well-versed in pursuing legal action. To ensure a collections agency is playing fair, please get in touch with the Consumer Lawyers for a free consultation.

Collection Agencies

Allied Interstate

Based in Minnesota, Allied Interstate is a large collection agency that services thousands of accounts, and employs at least one overseas call center. They have been known to utilize many different phone numbers, and an automatic dialing system (a.k.a. “robo-calling”) to harass consumers into paying their delinquent accounts. Allied Interstate has allegedly used abusive and threatening tactics in their collection attempts, including making false threats regarding credit reports, threatening to garnish wages, and disclosing personal debt information to third parties without permission.

Many people have filed complaints against Allied Interstate, and if you feel like you have been harassed or treated unfairly by this company, we are here to help you. We are the Consumer Lawyers, and we’re dedicated to putting an end to debt collection abuse in Florida.

Allied Interstate has many phone numbers associated with their collections department, including:
877-213-7846, 866-801-0004, 866-839-1652, 336-333-3100, 516-437-0800, and 704-943-1000.

Central Credit Services

Central Credit Services, sometimes abbreviated CCS, is a collection agency based in Jacksonville, Florida, and has been in business since 1988. There are numerous complaints against this company for illegal and threatening collection practices, and CCS has a very poor reputation for consumer rights. Many consumers have reported alleged abuse from the representatives at Central Credit Services, saying they were unfairly pressured to pay money they didn’t even owe, or threatened with negative marks on their credit reports. CCS has allegedly used phone call harassment and untrue claims to force payment on their accounts, and if you have been abused by CCS, you have come to the right place. We are the Consumer Lawyers, and we’ll go to bat for you against debt collection abuse in Florida!

Central Credit Services has been known to use many phone numbers, including the following: 702-425-2165, 904-562-6657, 904-724-1800, 636-634-2863, 981-518-6686, and more!

Diversified Consultants

Located in Jacksonville, Florida, Diversified Consultants, Inc (DCI) is a collection agency that specializes in debt recovery for the telecommunications industry, collecting on behalf of cable, internet, phone, and other similar companies. Unfortunately, they have a poor reputation for honoring the Fair Debt Collection Practices Act (FDCPA), and have allegedly harassed consumers with repetitive auto-dialed phone calls, even those who do not have accounts with them at all! Diversified Consultants has been known to not only call several times during the day and night, they also have allegedly reported false information to credit bureaus, and sold debt information to third parties. If you have been harassed by this company, or know someone who has, you’ve come to the right place. The Consumer Lawyers, serving the entire state of Florida, can help.

DCI is known to use the following phone numbers, and many more: 201-942-4418, 630-701-9680, 385-212-2121, 657-212-2490, 724-836-7156, 502-403-2216.

EGS Financial Care

EGS Financial Care has formerly been known as NCO Financial, and is one of the biggest debt collection agencies in the country. This company has faced hundreds of serious complaints from consumers over the years, regarding illegal and abusive debt collection practices like repetitive and excessive phone calls, sharing of private debt information with unauthorized parties, and failing to identify themselves via call or text. EGS Financial Care has over a hundred call centers and uses dozens of different phone numbers to reach as many customers as possible. This company has also been known to buy bad debts from other parties and sell severely delinquent accounts to smaller operations across the country. EGS has a bad reputation with consumers, and when you need help putting an end to their abuse and harassment, the Consumer Lawyers are here. Call us today!

EGS Financial Care uses many phone numbers, including the following: 800-413-0134, 602-263-1141, 888-853-6950, 918-280-0811, 704-523-8444, 877-567-1544.

Encore Receivable Management

Encore Receivable Management headquartered in Olathe, KS, provides collection management solutions. If you find yourself getting calls from them, it’s likely because they have a past due account from a vendor in your name. Under the Fair Debt Collections Practices Act, consumers are protected from abusive collection tactics. These tactics include lying about the amount owed, harassing or verbally abusing you or anyone contacted for debts owed, not disclosing their identity, or any other deceptive tactic.
If you are getting calls from any of the numbers below, they would be from Encore Receivable Management. If you believe you have been subjected to abusive call tactics for debts owed from Encore Receivable Management, get in touch with a qualified attorney today to see if you have a case.
(913) 782-3333

Enhanced Recovery Corp.

If you are receiving calls from any of the numbers listed below, you are being contacted by Enhanced Recovery Corp. Enhanced Recovery Corp (ERC) is a debt collection agency headquartered in Jacksonville, FL. They make collection calls on behalf of utilities accounts, late auto loans, cellular accounts, bank overdrafts, television accounts, and home finance accounts. ERC has been known to make false representations, threaten illegal actions for unpaid debts, and calling repeatedly – all of which are in violation of the Fair Debt Collections Practices Act (FDCPA). The FDCPA was put in place to protect consumers from abusive collection tactics. Abusive collection tactics can include not disclosing identity of the caller, misquoting debts owed, calling before 8am or after 9pm, or any other deceptive tactics to collect payment.
Times of financial hardship are never easy – If you’re receiving abusive debt collection calls from the numbers below or Enhanced Recovery Corp, get in touch with a qualified attorney today for assistance.
800-326-1755, 800-383-4979, 800-474-0201, 800-496-4

GC Services

If you find yourself getting calls from any of the numbers below, that would be from GC Services. GC Services is a large collection organization for student loans with headquarters in Houston, TX. They have been in business for over 30 years and currently employ approximately 9,000 individuals. However, even with years of experience in the industry, companies can still stray and violate consumer protections.
The Fair Debt Collections Practices Act (FDCPA) has been put in place to protect consumers from abuse and deceptive harassment tactics from collection agencies. Under the FDCPA, collections agencies cannot lie about their identify when calling, they must disclose the true amount owed on the account, cannot verbally harass or abuse the individual on the account or anyone they speak to regarding the account, cannot call before 8am or after 9pm, and cannot be deceptive in any of their repayment tactics.
If you’re getting a call from any of the numbers below, it’s from GC Services. If you believe you’re suffering harassment from GC services, get in touch with a qualified attorney today to see if you have a case.
8665652514, 7133007888, 800-431-7358, 713-300-7318, 786-629-5478, 818-491-3885, 2247650377, 3108629079, 4057222328, 5038217283, 5735356089, 6148562008, 6789294382, 8002986567, 8772903987, 8006527681, 3148514309, 713-981-5008, 8665671751, 803-619-2034


Constant phone calls from a collections agency are neither welcome nor legal. In 1977, Congress established the Fair Debt Collection Practices Act (FDCPA) to regulate these agencies and curtail aggressive communications. However, some collection agencies manage to work around these rules because consumers simply don’t understand them. The Consumer Lawyers are here to spread information about best debt collections practices and provide representation for debtors who have been wronged by these agencies. If you suspect or have identified the GENPACT collection agency as a source of harassment, please contact us.

In addition to disallowing aggressive phone calls and other communications, the FDCPA also requires collections agencies to identify themselves. Mysterious calls, voicemails, mail, or other correspondence from an agency demanding payment can be identified by The Consumer Lawyers. Combatting illicit debt collection practices often requires assistance from an experienced financial attorney. Get in touch with the Consumer Lawyers for a free consultation and the opportunity to file a cease-and-desist letter or other legal actions.

These are a few of the phone numbers use by Genpact Services to contact consumers about their debts owed: (513) 322-3852, (513) 878-4936, (513) 878-3690, (513) 878-4961, (513) 878-4889, (513) 698-2421, (513) 322-0211.

Midland Credit Management

Harassment from debt collection agencies often adds unnecessary stress to an already tense situation. The government has regulated this industry since 1977 with the Fair Debt Collection Practices Act (FDCPA). Consumers who are barraged with phone calls from collection agencies like Midland Credit Management have rights and do not deserve this treatment. By working with the Consumer Lawyers, you can contest this behavior with a cease-and-desist letter or legal action. Our attorneys are experts in determining whether a collections agency is making contact with a debtor within the limits of the law.

Debt collection agencies also sometimes obscure their identity, which is in violation of the FDCPA. Our website has the resources to help you identify these mysterious callers and prevent excessive correspondence. Consult the list of phone numbers before to determine if Midland Credit Management is the collections agency that keeps calling you.

If a collections agency fails to comply with FDCPA regulations, our financial law firm is here to help you maintain your rights. Contact us today for a free consultation!

(877) 867-6697, (404) 847-9210, (612) 861-7270, (866) 967-350, (347) 418-0489, (877) 269-1745, (240) 374-5477, (972) 478-7858, (866) 258-6712, (888) 832-9845

Transworld Systems

Transworld Systems is one of hundreds of debt collections agencies across the United States that has been hired to obtain funds owed. Unfortunately, some of these agencies take this objective to the extreme by harassing debtors with late night phone calls and aggressive language. Since 1977, there has been regulation in place that outlines how these agencies can contact debtors called the Fair Debt Collection Practices Act (FDCPA). However, many consumers aren’t aware of the regulation and are subjected to excessive, unnecessary harassment about their debts.

Debtors can file a cease-and-desist letter that formally asks collections agencies to stop further communications. If this tactic doesn’t work, it might be time to hire a consumer rights attorney. The Consumer Lawyers are well-versed in building debt harassment cases against these agencies. We can also help clients determine the source of unknown debt communications. When an agency fails to identify itself, it’s in violation of the FDCPA and it’s up to the consumer if they would like to file a complaint with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB) and your local state attorney general’s office. Please review the list of phone numbers below to find out if Transworld is calling you.

Every debtor has rights. Please get in touch with the Consumer Lawyers to learn your options and defend your interests.

(877) 865-7686, (877) 282-1250, (317) 843-9205, (707) 236-3800, (978) 557-2100, (512) 346-5696, (614) 791-4646, (800) 305-7186, (866) 739-2398, (507) 281-2276, (864) 458-7181, (216) 525-1600