Bank of America
Headquartered in Charlotte, North Carolina, Bank of America, sometimes abbreviated “BofA,” is a multinational banking and financial services institution. In terms of assets, it is ranked #2 of the largest banks in the United States, and #9 in the world. Bank of America has been known to employ illegal and threatening tactics in order to force payment on its collection accounts, as well as sell off batches of these delinquent accounts to third party collection agencies. In 2016, they were hit with a class action lawsuit, pointing to numerous violations of the Fair Debt Collection Practices Act. This corporation has received many other complaints regarding its collection practices and treatment of consumers.
If you have endured debt collection harassment by Bank of America, we can help. The Consumer Lawyers are here to protect you, serving the entire state of Florida.
Citibank is a division of the Citigroup financial services corporation, which specializes in consumer banking and lending. This institution provides credit cards, mortgages, lines of credit, and both personal and commercial loans. Its headquarters are in New York, NY, but have thousands of branches across 19 different countries. Like other multinational banks this size, Citibank has been accused many times of illegal debt collection practices, phone call harassment, and poor treatment of customers. They have been known to sell off millions of dollars worth in delinquent accounts to third party agencies, and have been the subject of several class action lawsuits.
If you have been a customer of Citibank and have faced abusive or threatening debt collection action from them, you’ve come to the right place. We, the Consumer Lawyers of Florida, can help you put an end to the harassment.
RBS Citizens, now known as Citizens Financial Group, is the 13th largest bank in the United States, and operates mainly along the east coast. It is based in Providence, Rhode Island, and was once a subsidiary of the Royal Bank of Scotland (RBS) Group. This consumer finance institution offers the typical spread of personal loans and banking services typical of corporations this size. In the past, Citizens Financial Group has been accused of shorting customer’s bank accounts, and failing to adhere to certain sections of consumer protection laws. Many people have complained of abusive or threatening tactics used to collect on delinquent accounts at Citizens, and if you have faced unethical business practices or debt collection harassment by Citizens Financial Group, we can help.
The Consumer Lawyers are here to put an end to the abuse. We are based in Hollywood, but serve the entire state of Florida.
Santander Bank US
Santander Bank, formerly known as Sovereign Bank, is a subsidiary of the Spanish Santander Group, and is based in Boston, Massachusetts. Its consumer financial services are based in the Northeast and East coast areas, bringing retail banking, auto loans, credit cards, corporate banking, insurance, and wealth management to citizens there. Many Santander customers have complained of unethical lending practices and debt collection harassment by this company, including robocalling, asset repossession threats, and more. The Santander Group was even the subject of a class action lawsuit in 2017, regarding violations of the Fair Debt Collection Practices Act.
If you, or someone you love, has been on the receiving end of abusive of threatening phone calls from Santander Bank, reach out to the Consumer Lawyers today. We will go the extra mile to protect you, and make the harassment stop. We’re based in Hollywood, FL, but serve the entire state.
JPMorgan and Chase Manhattan merged in 2000 to become JPMorgan Chase. A popular provider of consumer and retailer credit cards, as well as home and auto loans. JPMorgan Chase has been known to use a variety of third party vendors to work to recover debts owed. Often times when these accounts are purchased by the third party, important information such as transfer of title, key documents, or sale of the account, are not disclosed.
The Fair Debt Collections Act has been instated to protect consumers from abuse collection tactics. Under this act, debt collectors cannot harass or abuse you, lie about the amount you owe, or use a fake company name, amongst a handful of other abusive tactics.
Times of financial difficulty can be stressful and emotionally draining. If you’re in need of relief from debt collection agencies, get in touch with us today.
Wells Fargo is the third largest bank in the United States, providing a variety of loans and credit cards, including auto and car, residential, and personal. When these loans fall into default, Wells Fargo will oftentimes sell these accounts to third party vendors. Under the Fair Debt Collections Act, these debt collection parties must follow guidelines to stay in compliance and not abuse consumers. Abusive collection tactics include lying about the amount owed, threatening jail time for unpaid debts, harassment or abuse to you or anyone else they contact, or any other deceptive methods.
If you’ve found yourself in a position of financial strain and are facing debt collection calls from Wells Fargo, get in touch with a qualified attorney today. You are protected from abusive call tactics under the Fair Debt Collections Act and don’t have to be subjected to deceptive collection methods.
Ocwen Financial Corporation, founded in 1988, is a provider of residential and commercial mortgage loans. If you have been a customer of Ocwen and found yourself receiving abusive collections calls from them, it’s possible you have a case for debt collection harassment. Under the Fair Debt Collections Act, consumers are protected from abusive collection methods, such as misquoting the amount owed, abusing or harassing you or anyone else contacted, contacting your workplace, or calling in the early hours or late in the night.
If you believe you’ve been subjected to abusive debt collections calls from Ocwen, get in touch with a qualified attorney today. Times of financial hardship can be frustrating and draining, both emotionally and physically. A qualified lawyer on your side can help ensure your rights are protected and get compensation for any violations.
Existing debts often hover over someone’s head. They are well aware that they need to pay back loans and credit cards, but many factors impact their ability to do so. As one of the three main credit bureaus in the United States, Experian can report bad credit and impact many areas of a person’s life. Harassment from collections agencies often does nothing to improve this situation—it only results in more stress and wasted time.
All collections practices must be in compliance with the Fair Debt Collection Practices Act (FDCPA), rules developed in 1977 to establish fairness and transparency in the operation of obtaining payment. If phone calls are aggressive and unending, the collections agency is probably in violation of these regulations. To consider options like filing a cease-and-desist letter or challenging collections activities with legal action, please speak with a member of our team.
No one deserves to fall victim to illegal debt collections practices. Understand your rights and find a way to stop these constant communications.
Don’t let collections agencies for a bank like Capital One take control of your life with harassing debt phone calls and other communications. Regulations like the Fair Debt Collection Practices Act (FDCPA) were formed to curtail these behaviors and ensure honesty in the collections industry. However, these practices continue to run rampant in agencies across the U.S. due to poor regulation. If a consumer stays aware of their options in handling debt collection practices, they can pay back their debts without stress.
Filing a cease-and-desist letter with a Capital One collections agency is a common method of stopping harassment, but it doesn’t always work. Sometimes, people are forced to take legal action with the more relentless collections agencies. It’s also mandatory that a collections agency identifies itself during a phone call or other communication. If the agency has missed this step, explore our website to discover who is reaching out and what you can do to stop these illegal practices.
When a credit bureau like Equifax hires collections agencies to obtain debts owed, those agencies must comply with the Fair Debt Collection Practices Act. Under these regulations, agencies must refrain from constant or aggressive communications with debtors. It’s completely legal to notify a person of their debts, it’s not legal to bother them to the point where they are stressed and fearful. Understanding the exact nature of a collections harassment is tricky, so that’s why the Consumer Lawyers are here to guide you through the process.
If a collections agency associated with Equifax continues to contact you about your debts, you have options. The Consumer Lawyers can help you file a cease-and-desist letter to prevent further communications, and if that doesn’t work, we are well-versed in pursuing legal action. To ensure a collections agency is playing fair, please get in touch with the Consumer Lawyers for a free consultation.